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Modern Building

Property

"A Rated" Carriers + Up to 50% Savings

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Modern Apartment Complex

Apartment / HOAs

  • Garden Style acceptable

  • $10mm per building limit is available in California for standard Stick-Frame (ISO-1) constructed 2000 and newer Garden Style with Pitched Roof and presence of a NFPA 13 Sprinkler system (13R fire systems not acceptable in this segment)

  • Medium/High Rise up to 15 stories (High Rise above 4 story requires fire sprinklers)

  • Mixed-Use acceptable (50% or higher habitational total square footage preferred)

Students Sitting on Staircase

Student Housing

  • Property only

  • 1990 and newer

  • Must be sprinklered with Central Station Alarm

  • Smoke and Carbon Dioxide monitors

  • We require parental waiver for student negligence

  • No sorority/fraternity

  • No direct affiliation with a College/University

Office Towers

  • Class B+ and higher

  • When fully sprinklered and ISO 5/ISO6 construction we can consider up to 30 stories

  • Central Station Alarm required

Shopping Mall Fountain

Retail Malls

  • Sprinklered preferred

  • Adequate lighting

  • Rent rolls required

Hardware Warehouse

Warehouses

  • Sprinklered preferred

  • Low hazard tenancies only (light manufacturing acceptable in most cases)

Hotel Room

Hotel / Motel

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