Apartment / HOAs
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Garden Style acceptable
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$10mm per building limit is available in California for standard Stick-Frame (ISO-1) constructed 2000 and newer Garden Style with Pitched Roof and presence of a NFPA 13 Sprinkler system (13R fire systems not acceptable in this segment)
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Medium/High Rise up to 15 stories (High Rise above 4 story requires fire sprinklers)
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Mixed-Use acceptable (50% or higher habitational total square footage preferred)
Student Housing
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Property only
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1990 and newer
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Must be sprinklered with Central Station Alarm
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Smoke and Carbon Dioxide monitors
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We require parental waiver for student negligence
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No sorority/fraternity
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No direct affiliation with a College/University
Office Towers
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Class B+ and higher
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When fully sprinklered and ISO 5/ISO6 construction we can consider up to 30 stories
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Central Station Alarm required
Retail Malls
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Sprinklered preferred
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Adequate lighting
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Rent rolls required
Warehouses
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Sprinklered preferred
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Low hazard tenancies only (light manufacturing acceptable in most cases)